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Facing Foreclosure in San Jose? Don't Lose Your Home to Auction. Sell Fast, Protect Your Credit.

Serving San Jose & Surrounding Areas

The weight of foreclosure in San Jose can feel immense, especially when you’ve poured so much into your home in Willow Glen, Almaden Valley, or even a starter in Milpitas. We understand. The notices, the phone calls, the looming auction date – it's overwhelming. You're not alone, and more importantly, you still have time to take control of your situation. Waiting only gives you fewer options and less leverage.

We specialize in helping San Jose homeowners facing foreclosure. Our team can move quickly to assess your situation, make a fair cash offer, and close on your timeline – often in as little as 7-14 days. This isn't just about buying a house; it's about providing a clear path out, protecting your financial future, and avoiding the devastating impact of a foreclosure on your credit report.

  • STOP the foreclosure auction: We can often close in 7-14 days, giving you time to sell before the bank takes your home.
  • PROTECT your credit score: Avoid a foreclosure on your record, which can impact you for up to 7 years. Walk away with cash, not debt.
  • GET a fair cash offer: No repairs, no realtors, no fees. We buy your San Jose home as-is, saving you thousands in commissions and closing costs.
100% Confidential · No Obligation · Free Cash Offer

All transactions handled by a licensed third-party title company.

4.7 Google·A+ BBB·1,000+ Homes Purchased·As Seen on HGTV

Get Your Free Cash Offer

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Property Address

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Private·No Obligation·Free
1,000+ Homes Purchased Nationwide·7-Day Close·$0 Fees·A+ BBB Rated·4.7★ Google·Now Buying in San Jose1,000+ Homes Purchased Nationwide·7-Day Close·$0 Fees·A+ BBB Rated·4.7★ Google·Now Buying in San Jose

Watch Before You Call — San Jose

60 seconds. This is exactly how we help San Jose homeowners.

Tarek El Moussa

When facing foreclosure in San Jose, you need a team you can trust. Tarek El Moussa, from HGTV's 'Flip or Flop', has built a reputation for integrity and getting results. Our local San Jose team operates with the same transparency and efficiency that Tarek demands, ensuring you get a fair cash offer without any runaround.

Tarek has personally purchased over 1,000 homes across the country, helping countless homeowners navigate tough situations. We understand the unique pressures of the San Jose market and are committed to finding a win-win solution for you. You're not just a number; you're a neighbor facing a difficult time, and we're here to help you move forward with confidence.

How It Works

1

Tell Us About Your House

Text or call us with your address. We'll research the property and get back to you within 24 hours with a cash offer.

2

Get Your Cash Offer

No inspections, no appraisals, no waiting. We make a fair offer based on the San Jose market and your home's condition.

3

Close On Your Timeline

Pick your closing date — 7 days, 14 days, 30 days. We pay all closing costs. You walk away with cash.

What Sellers Like You Experience

THE USUAL ROUTE

The Traditional Route

A traditional listing requires the property to be in sellable condition, followed by 60–180 days on the market. When a foreclosure auction date is approaching, that timeline rarely works — and each missed payment further damages your credit.

A DIRECT SALE

A Direct Sale

A cash buyer can close before your auction date, protecting the equity that would otherwise go to the bank. The sale happens off-market with no repairs, no inspections, and no financing contingency to fall through.

What Happens If You Wait

The auction date doesn't move. Every day you wait, the bank's legal fees eat into your potential equity — meaning you walk away with less. Once the bank forecloses, it stays on your credit for seven years, blocking your ability to buy again. Acting now puts you back in control.

Underwater on Your Mortgage?

If you owe more than the house is worth, a traditional sale won't cover the mortgage balance — but you still have options. The key is understanding what each path means for your credit and your liability.

Short Sale

The lender agrees to accept less than what is owed. You avoid foreclosure, protect your credit from the full impact, and walk away without a deficiency judgment in most cases. The lender typically pays the agent commission out of the sale proceeds.

Deed in Lieu of Foreclosure

You transfer the property directly to the lender. This is faster than a short sale but may result in a deficiency judgment depending on your state and loan terms. Consult with an attorney about the specifics of your situation.

Cash Buyer

A cash buyer may still purchase the property even if it's underwater, coordinating a short sale with your lender as part of the transaction. This can simplify the process by handling both the sale and the lender negotiation in one step.

Tarek El Moussa

Why Tarek?

When facing foreclosure in San Jose, you need a team you can trust. Tarek El Moussa, from HGTV's 'Flip or Flop', has built a reputation for integrity and getting results. Our local San Jose team operates with the same transparency and efficiency that Tarek demands, ensuring you get a fair cash offer without any runaround.

Tarek has personally purchased over 1,000 homes across the country, helping countless homeowners navigate tough situations. We understand the unique pressures of the San Jose market and are committed to finding a win-win solution for you. You're not just a number; you're a neighbor facing a difficult time, and we're here to help you move forward with confidence.

As Featured On

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Flip or Flop

Flip or Flop

Flipping 101

Flipping 101

The Flipping El Moussas

The Flipping El Moussas

The Flip Off

The Flip Off

Every day you wait brings you closer to losing your San Jose home and equity to auction. Act now.

How We Compare

Tarek Buys HousesTraditional AgentOther Investors
Timeline7-14 days45-90 days14-30 days
Fees & Commissions$05-6% ($50K-$100K)Varies (hidden fees)
Repairs RequiredNone — as-isUsually requiredSometimes
ShowingsNoneDozens of strangers1-2 visits
Who You Deal WithTarek's personal teamRandom agentUnknown LLC
Radical Transparency

How We Calculate Your Offer

No black boxes. No guessing games. Here's exactly how we arrive at your number — and we'll walk you through every line.

Step 1

After Repair Value (ARV)

We research comparable sales in your area to determine what your home would sell for in perfect condition.

$320,000
Step 2

Minus Repair Costs

We estimate what it would cost to bring the property to market-ready condition.

– $45,000
Step 3

Minus Our Margin

A small margin to keep our business running. This covers holding costs, transaction fees, and our profit.

– $35,000
Your Offer

Your Cash Offer

The amount you walk away with at closing. No hidden fees, no commissions, no surprises.

$240,000

Example based on a typical property. Your actual offer will be based on your home's specific condition and local market data.

Your Protection Guarantee

This is a real estate transaction, not a back-alley deal. Here's how we protect you.

Licensed & Insured

Our company is fully licensed, bonded, and insured in every state we operate in.

Third-Party Title Company

All closings are handled by a reputable, state-licensed title & escrow company — never in-house.

No-Obligation Offer

Our cash offer is 100% free with zero obligation. You're never pressured to accept.

Complete Confidentiality

No yard signs, no MLS listing, no public record of a distressed sale. Your privacy is protected.

Hear From Sellers Who've Been Through This

These sellers faced the same situation you're in. Watch what they say about working with us.

Rachel · San Jose

Diane & Kim · San Jose

Sara · San Jose

What San Jose Homeowners Say About TBH

"Needed to sell fast during a difficult time. Got a fair cash offer in 24 hours and closed in under two weeks. No repairs, no stress."

Jennifer M.

Verified Seller

"Was facing foreclosure and thought I had no options. Tarek's team gave me a real solution. Closed in 10 days and walked away with cash."

Robert T.

Verified Seller

"Inherited a property I couldn't maintain. They handled everything — no cleaning, no repairs, no agent fees. Easiest transaction I've ever done."

Patricia L.

Verified Seller

Frequently Asked Questions

Get Your Fair Cash Offer Today.

Stop the Foreclosure. Protect Your Future. No Obligation. No Fees.

No obligation · 100% confidential · Speak with a local specialist

Get Your Free Cash Offer

Enter your address and info to get started.

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Property Address

Privacy Policy | Terms of Service

— or reach us directly —

Tarek Buys Houses

Tarek Buys Houses is a real estate investment company
that purchases homes directly from homeowners for cash.

*The materials and information on this website are for general informational purposes only and do not constitute an offer to sell or a solicitation of an offer to buy any securities, real estate, or investment products. TBH is not a licensed real estate broker or agent and is not a licensed securities broker-dealer or investment advisor. TBH is not offering and is not licensed to offer services as a real estate broker or agent. No content published on this website is intended to form the basis of, or be relied upon in connection with, any contract or financial decision.

Tarek El Moussa | CA DRE Lic# 01329011

San Jose Neighborhoods We Serve

Santa ClaraCampbellLos GatosSaratogaMorgan HillGilroyMilpitasSunnyvaleCupertinoMountain ViewAlmadenWillow GlenEvergreenBerryessaCambrianBlossom ValleySilver CreekCoyote ValleyAlvisoEast Foothills

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