
Behind on Payments in Tampa Bay? Your Home Doesn't Have to Be Lost. Get a Fair Cash Offer. Fast.
Serving Tampa Bay & Surrounding Areas
Falling behind on mortgage payments in Tampa Bay is a terrifying place to be. We understand. The notices pile up, the phone calls start, and the fear of foreclosure looms over everything. Maybe you're juggling bills, a job loss, or unexpected expenses in St. Pete or Brandon. You're not alone, and you're not out of options.
At Tarek Buys Houses, we specialize in helping Tampa Bay homeowners like you escape this cycle. We offer a transparent, no-obligation cash offer for your home, allowing you to pay off your mortgage, avoid foreclosure, and move forward with peace of mind. No repairs needed, no realtors, no hidden fees. Just a clean break and a fresh start.
- Stop Foreclosure Fast: Receive a cash offer and close in as little as 7-14 days, preventing further damage to your credit and avoiding costly legal battles.
- Walk Away with Cash: Clear your mortgage and potentially pocket thousands of dollars (typically $10,000-$50,000+) depending on your equity, freeing you from debt.
- No Repairs, No Hassle: Sell your home as-is, whether it's in Ybor City or Riverview. We handle everything, from inspections to closing costs, making the process stress-free.
All transactions handled by a licensed third-party title company.
Get Your Free Cash Offer
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Watch Before You Call — Tampa Bay
60 seconds. This is exactly how we help Tampa Bay homeowners.

When you work with Tarek Buys Houses, you're not just working with another company; you're leveraging the expertise and trust built over decades. Tarek El Moussa, known for his straight-talking, honest approach on HGTV, has personally overseen the purchase of over 1,000 homes. He understands the real estate market inside and out, especially the unique challenges homeowners face.
This isn't just a business for Tarek; it's about helping people. He's experienced personal setbacks and understands the need for a quick, fair solution. Our dedicated Tampa Bay team applies Tarek's proven systems to every transaction, ensuring a transparent, stress-free sale. You get a fair cash offer, reliable service, and the confidence that you're working with a brand built on integrity and a genuine desire to help homeowners in tough spots.
How It Works
Tell Us About Your House
Text or call us with your address. We'll research the property and get back to you within 24 hours with a cash offer.
Get Your Cash Offer
No inspections, no appraisals, no waiting. We make a fair offer based on the Tampa Bay market and your home's condition.
Close On Your Timeline
Pick your closing date — 7 days, 14 days, 30 days. We pay all closing costs. You walk away with cash.
What Sellers Like You Experience
The Traditional Route
When mortgage payments are piling up, a traditional listing adds months of uncertainty — repairs, showings, and buyer financing contingencies — while the debt continues to grow. Each missed payment further damages your credit score.
A Direct Sale
A direct cash sale pays off your mortgage at closing and puts the remaining equity in your hand. There are no repairs, no financing contingency, and no months of waiting while the debt grows. The lender is satisfied, and you move forward with cash.
What Happens If You Keep Ignoring the Letters
The bank files a notice of default. Then a lis pendens. Then the auction date gets set. Each step damages your credit more and reduces your options. Once you're in active foreclosure, you lose leverage. Sell now while you still have choices.

Why Tarek?
When you work with Tarek Buys Houses, you're not just working with another company; you're leveraging the expertise and trust built over decades. Tarek El Moussa, known for his straight-talking, honest approach on HGTV, has personally overseen the purchase of over 1,000 homes. He understands the real estate market inside and out, especially the unique challenges homeowners face.
This isn't just a business for Tarek; it's about helping people. He's experienced personal setbacks and understands the need for a quick, fair solution. Our dedicated Tampa Bay team applies Tarek's proven systems to every transaction, ensuring a transparent, stress-free sale. You get a fair cash offer, reliable service, and the confidence that you're working with a brand built on integrity and a genuine desire to help homeowners in tough spots.

Flip or Flop

Flipping 101

The Flipping El Moussas

The Flip Off
The longer you wait when behind on payments in Tampa Bay, the fewer options you'll have.
How We Compare
| Tarek Buys Houses | Traditional Agent | Other Investors | |
|---|---|---|---|
| Timeline | 7-14 days | 90-180 days | 14-30 days |
| Fees & Commissions | $0 | 5-6% ($15K-$30K) | Varies (hidden fees) |
| Repairs Required | None — as-is | Usually required | Sometimes |
| Showings | None | Dozens of strangers | 1-2 visits |
| Who You Deal With | Tarek's personal team | Random agent | Unknown LLC |
How We Calculate Your Offer
No black boxes. No guessing games. Here's exactly how we arrive at your number — and we'll walk you through every line.
After Repair Value (ARV)
We research comparable sales in your area to determine what your home would sell for in perfect condition.
Minus Repair Costs
We estimate what it would cost to bring the property to market-ready condition.
Minus Our Margin
A small margin to keep our business running. This covers holding costs, transaction fees, and our profit.
Your Cash Offer
The amount you walk away with at closing. No hidden fees, no commissions, no surprises.
Example based on a typical property. Your actual offer will be based on your home's specific condition and local market data.
Your Protection Guarantee
This is a real estate transaction, not a back-alley deal. Here's how we protect you.
Licensed & Insured
Our company is fully licensed, bonded, and insured in every state we operate in.
Third-Party Title Company
All closings are handled by a reputable, state-licensed title & escrow company — never in-house.
No-Obligation Offer
Our cash offer is 100% free with zero obligation. You're never pressured to accept.
Complete Confidentiality
No yard signs, no MLS listing, no public record of a distressed sale. Your privacy is protected.
Hear From Sellers Who've Been Through This
These sellers faced the same situation you're in. Watch what they say about working with us.
Rachel · Tampa Bay
Diane & Kim · Tampa Bay
Sara · Tampa Bay
What Tampa Bay Homeowners Say About TBH
"Divorce situation, handled with complete privacy. No signs, no showings, no neighbors asking questions."
Sandra K.
Riverview
"Sold in 8 days, avoided foreclosure. Tarek's team treated me like family, not a transaction."
Maria S.
Ybor City, Tampa
"Behind on payments, got fair cash offer in 24 hours. Closed in 9 days. Saved my credit."
Debbie W.
St. Petersburg
Frequently Asked Questions
Escape Mortgage Stress. Get Your Cash Offer Today.
It's free, no-obligation, and could be your path to a fresh start.
No obligation · 100% confidential · Speak with a local specialist
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