Tarek El Moussa · As Seen on HGTVTwin Cities Homeowners: Behind on Mortgage Payments? There's a Way Out. Fast.
Serving Twin Cities & Surrounding Areas
You're not alone. In the Twin Cities, rising property taxes and unexpected expenses can quickly put homeowners behind on mortgage payments. The stress of constant calls, mounting late fees, and the fear of losing your home in St. Paul or Bloomington is overwhelming. We understand exactly what you're going through, and we're here to offer a clear, immediate solution.
Our team specializes in helping Twin Cities homeowners facing payment difficulties. We provide a discreet, no-obligation cash offer for your house, no matter its condition. This isn't about judgment; it's about providing a lifeline when you need it most, allowing you to avoid foreclosure and regain control of your financial future.
- Get a fair, all-cash offer for your Twin Cities home in as little as 24-48 hours.
- Close on your timeline – often in 7-14 days – avoiding further late fees and credit damage.
- Stop the foreclosure process and walk away with cash, potentially saving you thousands in legal fees and lost equity.
All transactions handled by a licensed third-party title company.
Get Your Free Cash Offer
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Watch Before You Call — Twin Cities
60 seconds. This is exactly how we help Twin Cities homeowners.
You might know Tarek from HGTV's 'Flip or Flop' and 'Flipping 101'. While his shows highlight transformations, his true passion is helping people. Tarek Buys Houses was built on the principle of providing a direct, empathetic solution for homeowners facing tough situations, just like you. He's personally purchased over 1,000 homes, giving him unparalleled experience in solving complex real estate challenges.
Our local Twin Cities team, backed by Tarek's expertise and resources, understands the unique pressures of owning a home here. We're not just a faceless corporation; we're real people, dedicated to offering a fair deal and a hassle-free process, ensuring you can move forward with dignity and financial peace of mind. Tarek's reputation is built on trust and results – let us put that to work for you.
How It Works
Tell Us About Your House
Text or call us with your address. We'll research the property and get back to you within 24 hours with a cash offer.
Get Your Cash Offer
No inspections, no appraisals, no waiting. We make a fair offer based on the Twin Cities market and your home's condition.
Close On Your Timeline
Pick your closing date — 7 days, 14 days, 30 days. We pay all closing costs. You walk away with cash.
What Sellers Like You Experience
The Traditional Route
When mortgage payments are piling up, a traditional listing adds months of uncertainty — repairs, showings, and buyer financing contingencies — while the debt continues to grow. Each missed payment further damages your credit score.
A Direct Sale
A direct cash sale pays off your mortgage at closing and puts the remaining equity in your hand. There are no repairs, no financing contingency, and no months of waiting while the debt grows. The lender is satisfied, and you move forward with cash.
What Happens If You Keep Ignoring the Letters
The bank files a notice of default. Then a lis pendens. Then the auction date gets set. Each step damages your credit more and reduces your options. Once you're in active foreclosure, you lose leverage. Sell now while you still have choices.
Why Tarek?
You might know Tarek from HGTV's 'Flip or Flop' and 'Flipping 101'. While his shows highlight transformations, his true passion is helping people. Tarek Buys Houses was built on the principle of providing a direct, empathetic solution for homeowners facing tough situations, just like you. He's personally purchased over 1,000 homes, giving him unparalleled experience in solving complex real estate challenges.
Our local Twin Cities team, backed by Tarek's expertise and resources, understands the unique pressures of owning a home here. We're not just a faceless corporation; we're real people, dedicated to offering a fair deal and a hassle-free process, ensuring you can move forward with dignity and financial peace of mind. Tarek's reputation is built on trust and results – let us put that to work for you.
As Featured On
Flip or Flop
Flipping 101
The Flipping El Moussas
The Flip Off
Every day without action pushes you closer to foreclosure in the Twin Cities. Get a fair cash offer today.
How We Compare
| Tarek Buys Houses | Traditional Agent | Other Investors | |
|---|---|---|---|
| Timeline | 7-14 days | 75-150 days | 14-30 days |
| Fees & Commissions | $0 | 5-6% ($15K-$30K) | Varies (hidden fees) |
| Repairs Required | None — as-is | Usually required | Sometimes |
| Showings | None | Dozens of strangers | 1-2 visits |
| Who You Deal With | Tarek's personal team | Random agent | Unknown LLC |
How We Calculate Your Offer
No black boxes. No guessing games. Here's exactly how we arrive at your number — and we'll walk you through every line.
After Repair Value (ARV)
We research comparable sales in your area to determine what your home would sell for in perfect condition.
Minus Repair Costs
We estimate what it would cost to bring the property to market-ready condition.
Minus Our Margin
A small margin to keep our business running. This covers holding costs, transaction fees, and our profit.
Your Cash Offer
The amount you walk away with at closing. No hidden fees, no commissions, no surprises.
Example based on a typical property. Your actual offer will be based on your home's specific condition and local market data.
Your Protection Guarantee
This is a real estate transaction, not a back-alley deal. Here's how we protect you.
Licensed & Insured
Our company is fully licensed, bonded, and insured in every state we operate in.
Third-Party Title Company
All closings are handled by a reputable, state-licensed title & escrow company — never in-house.
No-Obligation Offer
Our cash offer is 100% free with zero obligation. You're never pressured to accept.
Complete Confidentiality
No yard signs, no MLS listing, no public record of a distressed sale. Your privacy is protected.
Hear From Sellers Who've Been Through This
These sellers faced the same situation you're in. Watch what they say about working with us.
Rachel · Twin Cities
Diane & Kim · Twin Cities
Sara · Twin Cities
What Twin Cities Homeowners Say About TBH
"Needed to sell fast during a difficult time. Got a fair cash offer in 24 hours and closed in under two weeks. No repairs, no stress."
Jennifer M.
Verified Seller
"Was facing foreclosure and thought I had no options. Tarek's team gave me a real solution. Closed in 10 days and walked away with cash."
Robert T.
Verified Seller
"Inherited a property I couldn't maintain. They handled everything — no cleaning, no repairs, no agent fees. Easiest transaction I've ever done."
Patricia L.
Verified Seller
Frequently Asked Questions
Escape Mortgage Stress. Get Your Cash Offer.
It's 100% free, no obligation. Find out how much cash you can get for your Twin Cities home.
No obligation · 100% confidential · Speak with a local specialist
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